Discover the perfect blend of charm and functionality in this semi-detached two-family home, ideally situated in the heart of Bay Terrace. This spacious residence offers 4 bedrooms, including a versatile family room that can be converted into an additional bedroom, along with a basement and hardwood floors throughout. Enjoy the convenience of 3 bathrooms and a central heating system. First Unit (Ground Floor): A 1-bedroom apartment featuring a kitchen, living room, and full bathroom—ideal for rental income or extended family. Access to a cozy backyard, an attached garage, and a driveway accommodating 2 cars. Second Unit (Duplex Layout): The first floor includes a spacious family room. The second floor boasts 3 large bedrooms, a living room, dining room, and kitchen, one full bath and a 1/2 Bath creating an expansive and comfortable living space. Conveniently located near the SI train, shopping centers, restaurants, and major transportation routes, this home offers both comfort and accessibility—a fantastic opportunity for homeowners and investors alike!